Merrick bank Credit card Login | www.merrickbank.com
This is a credit card issued by the Merrick bank. Cardholders get lots of benefits from using Merrick Bank credit card. There are lots of benefits and offers from Merrick bank credit card that is very rewarding. One of them is no introductory APR rate per annum. As a user, you can use your Merrick credit card anywhere that VISA is accepted.
Benefits of Merrick Bank Credit card
- Cardholders can easily build and establish their credit with better confidence and good performance.
- There are online control tools used by Merrick bank for a more secured card online. With this, cardholders can now manage their online account for free. It has a cardholder’s security deposit funds called FDIC insured.
- As soon as you get the Merrick Bank for the credit card, you’ll get an initial credit line. Though this depends on their $200-$300 deposit, this is totally up to you. Account holders have 3 major credit bureaus.
- From the initial credit limit of $200, the initial credit will be $164. (Depending on a $36 annual fee) or rather $152 if the Cardholder wants to have an extra card.
- TheBank gives $0 fraud liability for any form of unauthorized charges.
Merrick Bank Fees/ Rates
The Bank Charges the following for their services:
- The Annual Fee is $36 for the first year
- Has the security deposit of $200
- Cash allowance Fees is 4% or $10
- It’s normal Advance APR Rate of 22.70
- Has a grace period of 25 years
- The foreign transaction fee is 2%
How to apply for the Merrick Bank Credit card
For you to successfully apply for the Merrick Bank and get approval, you must have to the criteria below:
- Any credit application must be at least 18-above years of age
- It must have a valid social security number (SSN)
- Applicant must have a valid physical united state resident address that’s verifiable.
- Must be able to fund his/her security deposit.
How to Apply For Merrick Bank Credit card login | How to Apply
- To apply, visit the application page(https://www.merrickbank.com) tap on ‘’Apply now’’
- This will take you to another page where you’ll have to enter your personal details. Fill in your personal detail and tap ‘’Continue to Next step’’. From there, you’ll be taken to the application process.
How to check your Application status
To check our applications status, customers should call the customer care on 1-800-204-5936. Ensure to provide them with your application reference number in order to get your credit status.
The Customer Care
Cardholders can get assistance from the customer care service by calling 1-800-204-5936. Or, they can send mail to Merrick bank at
- Box 9201
Old Bethpage, NY 11804-9001