8 Reasons you should buy Travel insurance
There’re lots of reasons why you should buy Travel insurance. Most people see Travel insurance to be more expensive and many people now ask why they have to buy the Travel insurance.
It’s high time you know that Travel insurance isn’t just because of expensive vacations, trips overseas or for long journeys. It’s important you buy travel insurance for every trip because you can’t tell what will happen as you travel long away from your home.
A record has it that about 35 million Americans bought insurance from the Allianz Global Assistant. I consider this a smart and wise decision since you can predict any travel mishaps. In this article, I’ll reveal the reasons why you’ve to buy travel insurance.
Reasons you should Buy Travel Insurance
Accidents happen sometimes as people travel:
Many times you hear a Plane crash and auto crashes while in transit. An ugly incidence happened in Nigeria, a Truck full loaded with Petrol in a bid to avoid hitting a pedestrian, he ran into traffic with lots of buses in a queue. Many lost their lives, majority wounded while lots of people were damaged for life.
Many drivers and private car owners who escaped had their car burnt to ashes. No one prays for travel mishaps, but then, you can’t still predict the outcome of a travel. Hence, the need to have your Travel insurance becomes inevitable.
You don’t want to lose all your money
At times, the travel you’ve so much prepared for having to be canceled. Matter what made you cancel your travel, most tour operators, Cruise lines airlines, train operators and the auto transport operators don’t refund you for your last-minute travel cancelations.
Apart From the travel mishaps, the major reasons the travel insurance is because of the travel cancelations. In case this happens, the company can refund you the money you spend.
Health insurance doesn’t work overseas
If you become very sick overseas, you don’t expect your health insurance card in your country to cover you. All the foreign medical assistance you need requires immediate payment. You Medicare in the U.S doesn’t work outside the United States.
But when you’ve a Travel insurance that covers your emergency and dental benefits, it can cover your medical and dental emergencies overseas.
About 80 percent of U. S flights arrive on time
About 18 % of the 1.1 million domestic flights in the U.S were delayed and about 2.4 % of them were canceled. But if you’ve travel insurance with travel delay and cancel benefits, they will reimburse for the additional expenses you incurred.
A missing bag or item can ruin your Travel
Millions of bags are lost or temporarily misplaced. Even though even when the airlines and other transportation means keeps good tracks of the passengers’ bag, but not all these bags are finally reunited to their owners. But if you’ve your travel insurance to cover your items, all baggage loss or misdirected items will be taken care of.
For Peace of mind
Most people purchase Travel insurance is to get peace of mind. At times people just need help; you can face any challenge like health or crisis. It can be a lost passport, natural disaster, medical emergency or a stolen wallet.
Loss of connection
Most travelers miss connections when they finally get to the supposed destination. I have heard stories of travelers who couldn’t connect to the person they went to see due to system breakdown and network problems. Sometimes, it could be that the person’s phone was stolen.
Your transport company gets bankrupt
If you’ve bought a ticket travel to Alabama or Florida for a vacation in two weeks time only for your transport company to be declared bankrupt.